Leasing Services

For over 30 years, our specialists have provided our clients with Personal, Corporate, Municipal, Technology and Institutional Advisory services.

You will always receive personalized, timely, and attentive service from our leasing professionals who will create a customized program to fit your specific leasing needs.

Solutions

The Fulton Leasing Company offers a wide variety of flexible leasing programs to assist you with large purchases while improving your cash flow. Our products can:

  • Lower upfront costs
  • Delay payment of sales tax
  • Lower monthly payments
  • Flexible payment options
  • Preserve lines of credit

Dealer Services

Over the last 50 years, Fulton Bank’s consistent lending philosophy has allowed us to support our dealer services clients throughout economic cycles.

Our dedicated and specialized team of Indirect and Floor Plan bankers understand your industry. With Fulton Bank you will receive the same level of product offerings you can receive from a larger institution, but with the service and attention of a smaller community bank.

Solutions

Our interactive floor plan system, Datascan, allows you to advance, payoff and monitor your vehicle inventory.
  • Floor plans tailored to fit your dealerships needs and monitored by Fulton Bank personnel.
  • One Relationship Manager will be assigned to your account to handle all of your banking needs from floor planning to capital improvement loans.
  • Direct access to the people handling the daily operations of your floor plan.

Senior Living

Fulton Bank has many enduring relationships with non-profit Continuing Care Retirement Communities (CCRC’s) and for-profit assisted living/personal care facilities that provide loving care to residents of the communities in which we operate.

We provide services utilizing the best aspects of a community banking organization with the capacity, products, and the expertise of a larger financial institution to fully address your organization’s needs. We have a team approach that relies on in-market Relationship Managers to understand and develop a strategy to meet your goals.

Solutions

  • Experience as exclusive bank
  • Lead agent in participated relationships
  • Non-lead participant in large multi-bank relationships

Agricultural Banking

The Agricultural industry was part of the foundation of our company when we began and it remains a cornerstone of our organization today. We have grown our commitment to the agriculture community and proudly rank as the largest agricultural bank in the northeast and currently 15th largest nationwide.

Our Relationship Managers join the agriculture industry by taking an active role in our community by taking part in various organizations from 4-H to Farmland Preservation. Many of our agricultural Relationship Managers are involved in agricultural production themselves, helping to build a customized line of financial solutions to serve the unique needs of farmers and agri-businesses.

Solutions

  • Lines of Credit1 – to support crop inputs, grain inventory, brokerage account, accounts receivable, inventory, and equipment floor plans
  • Livestock and Poultry Financing – to purchase and grow your herd or flock
  • Equipment Financing – to purchase crop equipment, trucks, milking, grain handling, food processing, waste management equipment, and fleet vehicles.
  • Construction Financing – to build or expand livestock, poultry, hog, equipment storage, warehouses, and processing facilities
  • Mortgage Financing – to purchase farm real estate or business-related property

Government Contract Banking

With local resources and a regional presence, Fulton Bank offers innovative cash flow solutions to clients serving the local, federal, and commercial marketplace.

We believe that every Government Contractor, regardless of size, needs a financial institution that understands the unique challenges they are facing in today’s economy. Our Government Contract team has the industry insight and experience to help meet those challenges head on, while maintaining community oriented banking relationships.

Solutions

We recognize that no two businesses are alike so we offer a wide variety of products and services to keep your business running smoothly.

  • Contract based Lines of Credit1
  • SBA Preferred Lender1
  • ESOP Financing
  • Mergers & Acquisitions
  • Leasing
  • Treasury Management

Non-Profit Services

As a local bank, Fulton Bank cares deeply about our communities and the businesses and organizations that are a part of it.

We know that non-profit organizations play a very important role within our communitities and have years of experience helping non-profits succeed. In order to fulfill your mission, it is essential to have a financial partner that listens to and understand the unique challenges faced by non-profit organizations. 

Solutions

We offer a wide range of products and services to assist many different types of non-profits, including:

  • Educational Institutions and Foundations
  • Government Organizations
  • Religious Organizations and Churches
  • Municipal Townships and School Districts

1.Loans are subject to credit approval.