Making informed decisions about investments and retirement is critical to achieving your life goals. The choices you make today can impact everything from tax liability to how you’ll fund everything from short-term needs to living well in retirement.
While working directly with a financial advisor will provide the best opportunity to develop your investment strategy, this series of insights and white papers can help you gain a better understanding of how to better manage your wealth.
PUTTING 2018 IN PERSPECTIVE AND HIGHLIGHTING A UNIQUE OPPORTUNITY
The recent decline in the stock market and increase in market volatility is causing concern and questions about what to expect in the coming year. This article puts the performance of 2018’s market in historical context and provides insight into the unique opportunity that the market’s performance in Q4 of 2018 may provide for associates of Glatfelter Insurance Group.
Download Putting 2018 in Perspective
Join us for appetizers and cocktails to continue learning about your options for the future.
Thursday, February 7th at 5:30 p.m.
The First Post
3691 E. Market Street
York, PA 17402
Tuesday, February 12th at 5:30 p.m.
Wyndham Garden
2000 Loucks Road
York, PA 17404
MANAGING YOUR ESOP DISTRIBUTION
It’s easy to become overwhelmed with the prospect of managing the many important aspects of your ESOP distribution. Based on our experience working with many ESOP recipients, we’ve developed a guide that shows you four key steps to help ensure that you make the right decisions for your future goals.
Plus, you’ll find a variety of supporting materials including questions to ask before you make any major life decisions, a chart on the pros and cons of what allocation method is best for your situation, and more.
Download Managing your ESOP Distribution
DECIDING WHEN TO RETIRE: WHEN TIMING BECOMES CRITICAL
The phrase “timing is everything” is especially true when it comes to smart retirement planning. Deciding when to retire isn’t just one decision, it’s a series of smaller (but important) choices and calculations. This article provides a foundation for understanding how to determine the right timing for your individual needs.
Download Deciding when to Retire
BUDGETING TOOL
Gain a better understanding of your monthly and annual spending, this easy-to-use PDF calculates all of your expenses for you in one view.
Download Personal Budgeting Tool
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Jessica Malone is not affiliated with Raymond James.
Please note: changes in tax laws may occur at any time and could have a substantial impact upon each person's situation. While we are familiar with the tax provisions of the issues presented herein, as Financial Advisors of RJFS, we are not qualified to render advice on tax or legal matters. You should discuss tax or legal matters with the appropriate professional.
Fulton Financial Advisors and Clermont Wealth Strategies operate through Fulton Bank, N.A. and other subsidiaries of Fulton Financial Corporation and are headquartered at One Penn Square, Lancaster, PA 17602.
Fulton Financial Advisors and Clermont Wealth Strategies operate through Fulton Bank, N.A. and other subsidiaries of Fulton Financial Corporation, including Fulton Insurance Services Group, Inc. The Advisors at Fulton Financial Advisors and Clermont Wealth Strategies offer a broad array of financial products and trust and retirement services some of which are provided through ValMark Securities, Inc., and/or Raymond James Financial Services, Inc., independent and unaffiliated registered broker/dealers, Members FINRA/SIPC; and/or Executive Insurance Agency, Inc., and/or Specific Solutions, Inc., unaffiliated licensed insurance agencies; Investment advisory services offered through Raymond James Financial Services Advisors, Inc. and/or ValMark Advisers, Inc., unaffiliated investment advisory firms registered with the SEC. Raymond James Financial Services, Inc. is not affiliated with Specific Solutions, Inc., Executive Insurance Agency, Inc., ValMark Securities, Inc., ValMark Advisers, Inc., Clermont Wealth Strategies, Fulton Financial Advisors, Fulton Bank, N.A., Fulton Financial Corporation or any of its subsidiaries. Neither ValMark Securities, Inc., ValMark Advisers, Inc. nor Executive Insurance Agency, Inc. is affiliated with Clermont Wealth Strategies, Specific Solutions, Inc., Fulton Financial Advisors, Fulton Bank, N.A., Fulton Financial Corporation or any of its subsidiaries.
Securities and Insurance products are not a deposit or other obligation of, or guaranteed by the bank or any affiliate of the bank; are not insured by the FDIC or any other state or federal government agency, the bank or an affiliate of the bank; and are subject to investment risk, including the possible loss of value.